Get The Lowest Mortgages Rates in Toronto at Couparoo

We help you find the lowest mortgage rates
Our Mortgage Specialists are expert negotiators. They'll get Canada's leading lenders to compete against one another for the opportunity to fund your mortgage, which means you'll get the best rates and features available.

The Mortgage Centre gets Canada's leading lenders to compete for your mortgage in an electronic bid process that when combined with advice from your Mortgage Specialist guarantees you the best available package of rate and features. We require only one credit check and unbelievably our service is free!

Things you might like to know
There's more to mortgages than interest rates. A Mortgage Centre Specialist analyses all the variables, so you can be confident you're making the smartest choice.

Lenders determine affordability by looking at your Gross Debt Service ratio (GDS) and your Total Debt Service ratio (TDS). The GDS ratio is based on what you can afford to pay each month; it includes mortgage payments, taxes and heating. Maximum GDS ratio is 32%. The TDS ratio includes everything covered under GDS plus all your other financing obligations. Maximum TDS ratio is 37% (40% if it's CMHC).

There's no shortage of information available to help you make an informed purchase decision. Lenders, as well as CMHC, the Canadian Bankers' Association, the Ontario Real Estate Association and the Home Builders' Association all have brochures (even videos) to make house hunting stress-free and fun.

To take the guesswork out of shopping for a home, take advantage of all the professional resources available to guide you through the many choices available when purchasing your first home.

There are plenty of agencies out there that will help you find the lowest rates. But we guarantee our services. We want you to enjoy the process of buying your home.